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+--- Thread: Does towing insurance actually cover the tow or am I wasting money? (/showthread.php?tid=4712)
Does towing insurance actually cover the tow or am I wasting money? - nashwalwyn - 11-10-2026
Bit confused about how this works and hoping someone can explain it in simple terms. My car insurance apparently includes roadside assistance and towing, but when I actually broke down last month and called them, they said it only covers a tow to the nearest approved garage, not the one I wanted to use, and the distance limit was tiny. Ended up paying out of pocket anyway. Now I'm wondering whether it's worth upgrading to a proper towing cover or if I'm better off just paying per tow when it happens. I was going to visit this page to understand what a standard towing service includes so I can compare it to what my insurance offers, but I'm curious what others do. Do you rely on your insurance for towing or keep a separate number handy?